When money is tight using a layaway for your holiday gift shopping can prove to be a huge help with budgeting your holiday money. Below are a few store who are offering holiday layaways in the Southern Tier of New York.
Boscov's - Offers a 30 day layaway on clothing and a 60 day layaway on household items.
Walmart - Holiday layaway on Toy's and Electronics only. Item must be $15.00 or more. There is a $5.00 service charge, 10% down, $50.00 minimum, $10.00 cancellation policy.
K-Mart - Offers an 8 week layaway over $150.00. You musts put 10% down and make a 25% payment every 2 weeks.
Sears - Offers an 8 weeks layaway. There is a $5.00 initiation fee and you must make a payment every 2 weeks.
Burlington Coat Factory - Offers an 8 week layaway. There is a $5.00 fee and 20% down.
These are a few that I know about. If you know about another store layaway, please share it with our blog family by posting a comment.