November 3, 2011

Using a layaway can help you budget your holiday money!

When money is tight using a layaway for your holiday gift shopping can prove to be a huge help with budgeting your holiday money.  Below are a few store who are offering holiday layaways in the Southern Tier of New York.

Boscov's - Offers a 30 day layaway on clothing and a 60 day layaway on household items.

Walmart - Holiday layaway on Toy's and Electronics only.  Item must be $15.00 or more.  There is a $5.00 service charge, 10% down, $50.00 minimum, $10.00 cancellation policy.

K-Mart - Offers an 8 week layaway over $150.00.  You musts put 10% down and make a 25% payment every 2 weeks.

Sears - Offers an 8 weeks layaway.  There is a $5.00 initiation fee and you must make a payment every 2 weeks.

Burlington Coat Factory - Offers an 8 week layaway.  There is a $5.00 fee and 20% down.

These are a few that I know about.  If you know about another store layaway, please share it with our blog family by posting a comment.

Happy Shopping!


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